Have You Funded Your Future Retirement Paycheck?

Have you funded your future retirement paycheck?

  In the United States, we celebrate Women’s Equality Day on August 26th. But let’s be honest, women are anything but equal when it comes to retirement planning. That is why I get passionate when I see articles about women, money, and retirement. When it comes to funding your future retirement paycheck, I strongly believe […]

Do You Have Enough for Retirement?

  According to statistics, most Americans do not. 46% of Americans have less than $10,000 saved for retirement. (Employment Benefit Research Institute) 40% of baby boomers now plan to work until they die. (AARP) 36% of Americans say they don’t contribute anything at all to their savings. (CNBC) 87% of adults say they are not […]

Financial Stress and the Average American

As a financial coach and former retirement planner, I’m very much acquainted with the financial challenges hard-working people face on a day-to-day basis. Even before the pandemic hit, the average American family struggled with their finances. Now, after several months of no household income, the financial future is even more precarious. According to a Northwest […]

Why I joined the Ultimate Blog Challenge July 2020

  I joined the July 2020 Ultimate Blog Challenge,  which means I’ve committed to posting a blog on this website every day for the next 31 days. Why on earth would I do that?!!! Over the last few months, while we’ve been SIP, I received several calls from women who are getting serious about planning […]

Ladies, you don’t have to be a statistic

Planning for lifetime retirement income

  I came across a survey where two hundred forty-six women (age seventy and younger) who became widowed within the past five years were interviewed. These women owned assets of $50,000 to $1 million. This survey was completed for the Women’s Institute for a Secure Retirement (WISER) and funded by the American Council of Life […]

What is Your No. 1 Coronavirus Money Fear?

  Before the pandemic, 49% of the women surveyed in the Allianz Women, Money & Power Survey (2013), stated their number one money fear sounded something like this:   I’m afraid I’ll end up penniless and homeless in retirement.   This is a fear I hear about more often than not from women who come […]

How to Overcome Your Financial Fears

Plus 5 curated women & retirement articles to increase your financial literacy

Last week, I was talking with a friend and we got to talking about women, money, and retirement. She told me how her fifty-five-year-old cousin is worried about her husband leaving her, which would put her in a vulnerable financial position. She’s thinking about retiring in the next five years but is afraid to because […]

Are you assuming the worst about your future?

  Making assumptions can cause a tremendous amount of unnecessary stress and anxiety when it comes to our finances. Assuming the worst can lead us to make bad financial decisions. Or worse, it can cause us to avoid making decisions at all.   The biggest thing that holds women back in their finances is not […]

3 Things Women Need to Know to Increase Social Security Benefits

  The more you understand the financial challenges for women in retirement, the more you realize we are still discriminated against in our society. Even though it may not be as intentional as it once was, the following factors continue to diminish Social Security and pension benefits for women. Which is why we women need […]